Redacted examples of an ERS commercial loss control survey and a residential home inspection. Client and location details are blacked out and the findings shown are illustrative, but the structure, detail and recommendations match what our clients receive.
Overall RiskAverageAcceptable with recommendations
The insured operates a full-service restaurant with an adjoining retail suite in a single-story, joisted masonry building. The building is in fair to good condition. Housekeeping is generally good. Four recommendations were made, two of high priority related to kitchen exhaust maintenance and a blocked exit. No conditions requiring immediate underwriting referral were observed. All recommendations were reviewed with the on-site contact.
Breaker panels, 400A service, no deficiencies noted
Occupancy
Primary
Full-service restaurant, approx. 5,600 sq ft
Secondary
Retail suite, approx. 2,800 sq ft
Cooking
Commercial line with hood and wet chemical system
Hours
7 days, 11 a.m. to 10 p.m.
Protection
Sprinklers
None
Fire alarm
Central station monitored
Hood suppression
Wet chemical, serviced within 6 months
Hydrant / fire dept.
Hydrant approx. 300 ft; station approx. 2 mi
Extinguishers
ABC and Class K present; see Rec. 2
Exposure
North
Parking lot, no exposure
East
Masonry retail building, approx. 40 ft
South
Public road
West
Wooded lot, approx. 75 ft
3. Recommendations
No.
Condition Observed
Recommendation
Priority
1
Visible grease accumulation in kitchen hood and exhaust duct; last cleaning documented approx. 9 months ago.
Clean hood, filters, ductwork and exhaust fan per NFPA 96 and keep service records on site.
High
2
Annual inspection tags on 3 portable extinguishers expired.
Have all portable extinguishers inspected and tagged per NFPA 10.
Medium
3
Rear exit corridor partially blocked by stored boxes.
Keep exit routes clear at all times; relocate storage.
High
4
Debris collected around two roof drains.
Clear roof drains and add to a quarterly roof maintenance schedule.
Low
4. Photo Log
Photo 1
Front elevation (identifying signage redacted)
Photo 2
Kitchen hood and suppression nozzles
Photo 3
Grease accumulation at duct access (Rec. 1)
Photo 4
Expired extinguisher tag (Rec. 2)
Photo 5
Rear exit corridor storage (Rec. 3)
Photo 6
Roof surface and drains (Rec. 4)
Full reports include all field photos, typically 25 to 60 per location.
5. Quality Control & Certification
✓ Scope confirmed with client before dispatch
✓ Standardized field checklist completed
✓ All recommendations reviewed with on-site contact
✓ Report reviewed in-house before release
Surveyed by: Field Consultant Name · Reviewed by: QC Reviewer · Emergent Risk & Safety, LLC
This sample is provided to show report format and level of detail. Client, insured and location details are redacted and the findings are illustrative. Loss control surveys document conditions observed at the time of the visit and are not engineering, code compliance or warranty inspections.
This sample is provided to show report format and level of detail. Client and property details are redacted and the findings are illustrative. A home inspection is a visual, non-invasive evaluation of readily accessible systems at the time of inspection and is not a guarantee, warranty or code compliance inspection.
